“Sir, please close my account and pay me cash.” said an elderly person to the Bank Manager and put his Cheque book and Pass-Book on his table.
The Bank Manager opened the PB and had a look. He said to the customer,
”Transactions in your account are very satisfactory and you are maintaining a good balance also, still you want to close the account. Please tell me the reason.”
The elderly person said
”Few days back, I deposited a cheque issued by a company in my favour. The cheque was returned back to me by your Bank giving the reason ‘REFER TO DRAWER’; I searched my all the drawers and found nothing. I deposited the cheque again and this time the Bank returned it to me with the reason ‘INSUFFICIENT FUND’, though the amount payable was very small. So, now I am totally convinced that your Bank is in RED and cannot fulfill its commitments.”
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